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 Create a spending diary. By activating your Begin a Budget account, we’ll automate this process for you. Once all your income and expenses are side by side, we can begin to identify the areas which need more attention. We’ll help you set budget goals and keep you on track to meet them.
- Cut coupons! We know this sounds a bit ancient, but this can include more than just a newspaper and scissors. There are thousands of websites that pinpoint sales, deals and even alert you if you’re looking for a particular item. Most major grocery stores even have their weekly ads online. Makes for a healthier budget.
- Leave the credit cards and checkbook at home. Might sound silly, but if you’ve only got the cash in your pocket, you’ll always know your budget.
- Nix the names! Sometimes a brand-name item is necessary, but nowadays, especially when it comes to groceries, the store-brand copycats have the same quality at a fraction of the price. Your budget will thank you.
- Go local. Find farmer’s markets, neighborhood hardware stores and in general, tap into the secret savings hidden in your community. Talk to friends and neighbors and share the tips – when the time comes, they will reciprocate with more hidden budget-friendly tips.
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